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The RBI has, by scrapping the pre-payment penalty on floating-interest rate-based home loans, put a stop to customer discrimination. The Reserve Bank of India (RBI) should be commended for directing banks to stop levying pre-payment.

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As part of the corrective plan, IDBI bank will have to raise capital levels and restrict payment dividend. India’s bad loans are estimated to be of a size of Rs 9 to 11 lakh crore, as on December 31, 2016 and more than 80 percent of the.

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If you were hoping for a cut in your home mortgage or loan on your car. officer with Mumbai’s Yes Bank, told India Real Time Tuesday. The State Bank of India, the country’s largest lender, and the state-run IDBI Bank, said in statements.

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